about us

About Us

At MassMutual New Jersey – NYC (formerly Emerald Financial Resources), we strive to assist you in understanding your financial options in this ever-changing world. We are here to provide you services and resources that help you realize your dreams and help you achieve your goals. 

Our corporate office is located in Bridgewater, New Jersey, with satellite offices in Clifton, Edison, Englewood Cliffs and Manasquan, NJ, and an office in the Financial District of Manhattan, NY. Our network of financial professionals helps thousands of individuals and business owners1 grow and protect wealth by implementing quality financial solutions, while providing exemplary service.

Our associates have many years of experience and have expertise in retirement services, estate planning, charitable giving, business insurance, executive compensation, employee benefits, and financial products and strategies. We have teams representing the Asian Indian, Hispanic, Chinese, Korean, African American and LGBT communities, who understand the unique planning needs of people with these cultural and social backgrounds. 

We have been awarded NJ’s Best Places to Work by NJ BIZ annually from 2011-2015.

1 An insured, owner, or payer of a MassMutual policy or contract (as of 12/31/13).

     

 

Our Measures of Community Value
Through 2017, MassMutual New Jersey-NYC has:
• over $6.2 billion of life insurance coverage in force2.
• paid over $7.6 million in life insurance benefitsand over $680,000 in disability income insurance benefits (claims)to our clients.
• paid $2.6 million in dividends5 to MassMutual New Jersey-NYC clients who own eligible participating whole life policies with MassMutual.
• distributed $10.3 million in free6 life insurance to eligible families as part of MassMutual’s LifeBridgeSM Program. 

2Amount of individual life insurance in force at the end of the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2017).
3Amount of individual life insurance claims paid during the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2017).
4Amount of disability income insurance claims paid during the period related to products issued by Massachusetts Mutual Life Insurance Company (12/31/2017).
5The amount of dividends to whole life policyholders in 2017.
6MassMutual pays the premiums (12/31/2017).