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About Us

At MassMutual New Jersey – NYC (formerly Emerald Financial Resources), we strive to assist you in understanding your financial options in this ever-changing world. We are here to provide you services and resources that help you realize your dreams and help you achieve your goals. 

Our corporate office is located Warren, New Jersey, with satellite offices in Edison, Red Bank, Secaucus and an office in the Financial District of Manhattan, NY. Our network of financial professionals helps thousands of individuals and business owners grow and protect wealth by implementing quality financial solutions, while providing exemplary service.

Our associates have many years of experience and have expertise in retirement services, estate planning, charitable giving, business insurance, executive compensation, employee benefits, and financial products and strategies. We have teams representing the Asian Indian, Hispanic, Chinese, Korean, African American and LGBT communities, who understand the unique planning needs of people with these cultural and social backgrounds.  

 

Our Measures of Community Value

Through 2023, MassMutual New Jersey-NYC has:

  1. $26.4 Billion

    over $26.4 billion of life insurance coverage in force1.1

  2. $138 Million

    paid over $138 million in life insurance benefits2 and over $7.3 million in disability income insurance benefits (claims)3 to our clients.2

  3. $45 Million

    paid over $45 million in dividends4 to MassMutual New Jersey-NYC clients who own eligible participating whole life policies with MassMutual.3

  4. $2.1 Million

    distributed over $2.1 million in free5 life insurance to eligible families as part of MassMutual’s LifeBridgeSM Program. 4

1Amount of individual life insurance in force at the end of the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2023).
2Amount of individual life insurance claims paid during the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (12/31/2023).
3Amount of disability income insurance claims paid during the period related to products issued by Massachusetts Mutual Life Insurance Company (12/31/2023).
4The amount of dividends to whole life policyholders in 2023.
5MassMutual pays the premiums (12/31/2023).